Podcasts

The priceless playbook: How Mastercard is using AI personalization to stay relevant

May 13, 2025
May 22, 2025
 • 
 min read

“Curiosity leads you to adapt, change, learn, grow, try new things, fail, and succeed after failing. I think curiosity is the thing that we should look for in marketers. It was in the past. It will be in the future.” - Rustom Dastoor

In today’s fast-moving digital economy, the most valuable currency isn’t cash—it’s connection. As consumer expectations shift toward personalized, purpose-driven experiences, brands must do more than advertise; they must engage meaningfully. Mastercard’s marketing evolution is a masterclass in this shift, turning transactions into transformational moments. In this episode, Rustom Dastoor unpacks how Mastercard is leveraging AI, creator ecosystems, and cultural relevance to lead in a world where attention is fleeting—and authenticity matters more than ever.

Rustom Dastoor is the Executive Vice President of Marketing and Communications for the Americas at Mastercard. With more than 25 years of global experience, Rustom has helped shape Mastercard into a world-class, experience-led brand—one that connects people not just to purchases, but to moments that matter. From launching creator-led campaigns to investing in AI, he brings a culturally fluent, globally tested vision to Mastercard’s brand evolution.

Tune into the latest episode or read the transcript below to learn more. Here are some top takeaways:

The Priceless Truth: It Was Never About the Payment

Mastercard’s legendary “Priceless” campaign flipped consumerism on its head by celebrating emotional moments over material transactions. Rustom explains that people aren’t emotionally attached to how they pay—they’re attached to what that payment unlocks. Whether it’s a hot dog at a baseball game or a dance with Lady Gaga, it’s the memory, not the method, that matters. In a time of algorithms and automation, the humanity of that insight still hits home.

Access Is the New Flex

Owning things used to be the status symbol—now it’s about what you can access that others can’t. Rustom shares how Mastercard is transforming cultural moments into consumer loyalty by offering “money can’t buy” experiences—from VIP moments in sports and travel to exclusive fan events like Club Mayhem. It’s not about promising a prize; it’s about proving you belong. That shift—from exclusivity to emotional connection—is where brand magic happens.​

Creators > Commercials: The New Brand Equation

Traditional ads can’t compete with creators who live inside your feed. Rustom breaks down how Mastercard has moved from mass reach to creator resonance—understanding that today’s consumer would rather follow a TikTok influencer than trust a banner ad. Brand storytelling is no longer a broadcast—it’s a conversation, co-authored with fans, influencers, and communities. To matter in culture, you have to participate in it.

Personalization Isn’t a Feature—It’s a Feeling

In an era of data overload, Rustom says personalization must go deeper than dynamic content swaps. Mastercard is blending powerful tech with emotional insight to treat customers not as segments, but as people. The real unlock? Combining what data can tell you with what humans can feel—because personalization without empathy is just a smarter spreadsheet.

In the Age of AI, Curiosity Is the Competitive Edge

AI might not steal your job—but someone who understands it better will. Rustom sees AI as a multiplier, not a replacement—but only for those willing to embrace it, experiment with it, and evolve alongside it. The marketers who win won’t be the ones with the fanciest tools—they’ll be the ones asking the best questions. Curiosity, not code, is the new creative superpower.

Tune in to hear Rustom Dastoor share how Mastercard stays culturally relevant, creatively bold, and technologically ahead—without ever forgetting the human at the center of every transaction.

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